SM Nahidul Islam

SM Nahidul Islam

Contact:

E-mail: smnahidulislamiu@gmail.com
Mobile No. - 01737167006

Educational Qualifications:

Award & Scholarship:

1. Got PM Gold Medal – 2017, Awarded by Prime Minister, Republic of Bangladesh.
2. Got a scholarship from the University Grants Commission of Bangladesh (UGC) for Honors (Academic session: 2010-2011)
3. Got Jessore Board Scholarship for SSC (Academic Session: 2006-2007)
4. Got Jessore Board Scholarship for HSC (Academic Session: 2008-2009) 

Job Experience: 

 
Publications in Referred Journal:

1. Hasan, M.B., Islam, S.N., and Wahid, A.N.M. (2018). The Effect of Macroeconomic Variables on The Performance of Non-Life Insurance Companies in Bangladesh. Indian Economic Review, 53(1-2), 369-383. 
   Abstract:
   This study examines the impact of some selected macroeconomic variables on the performance of the non-life insurance companies of Bangladesh. Here, we consider 32 such companies that are operating in the country. These companies are observed over the period of 7 years (2009–2015) giving rise to 224 panel observations. In our study, we use two performance measures, like return on asset (ROA) and return on equity (ROE) as dependent variables. The explanatory variables are categorized as macroeconomic factors and firm-specific factors. Former includes variable such as inflation rate, GDP growth rate, interest rate, and exchange rate. To measure the firm-specific factors, we use eight proxy variables such as age, size, loss ratio, solvency margin, assets tangibility, liquidity ratio, debt ratio, and management competence index as explanatory variables. The research employs panel data regression methodology to examine the effects of macroeconomic variables on the performance of the aforementioned companies. The regression results of our study suggest that except interest rate, none of the macroeconomic variables has statistically significant influence on the performance of non-life insurance companies. These results, indeed, gainsay with economic theories. On the other hand, the firms’ specific factors; e.g., age, sizes, loss ratio, solvency margin, tangibility of assets, and management competence index have statistically significant impact on the performance of the non-life insurance sector of Bangladesh. Thus, the interest rate along with firm-specific factors can be identified as determinants of the performance of the Bangladeshi non-life insurance companies. This analysis obviously provides some noteworthy new information to different stakeholders of the Bangladesh non-life insurance sector. In particular, the findings of the study are expected to be useful to both domestic and foreign investors to make more rational decisions regarding selection of insurance companies’ stocks for their portfolios at Dhaka stock exchange. Public policy authorities may also use the same results to formulate sound policies to ensure economic growth and stability of the nation.
   Details - (link)
    
2. Islam, S.N., Ali, M.J., and Wafik, H. A. (2019). Determinants of Deposit Mobilization of Private Commercial Banks: Evidence from Bangladesh. International Journal of Business and Management Invention (IJBMI), 8(10), 26-33. 
   Abstract:
   This study examines the impact of firms-specific variables and macroeconomic variables on the deposit mobilization of private commercial banks in Bangladesh using panel data regression methodology. In this study, 14 conventional private commercial banks have been observed over ten years (2007-2016). The results of this study provide evidence that total deposit (as measured by company size) has significant negative impact on the deposit mobilization (as measured by banks deposit growth rate) and broad money supply growth rate has significant positive impact on the banks deposit growth rate whereas the rest of the selected variables i.e. number of banks branches, deposit interest rate, loan-to-deposit ratio, Gross Domestic Products (GDP) growth rate, inflation rate have no significant impact on the banks deposit growth rate of the private commercial banks in Bangladesh. These results will obviously provide some noteworthy information to researchers, financial analysts, banking policy makers and supervisory authorities.
   Details - (link)
   
   
3. Islam, S.N., Amin, M.R., and Molla, S.M. (2019). The impact of banking sector financial performance on the economic growth in Bangladesh. International Journal of Finance and Commerce, 1(3), 23-27.
   Abstract:
   This study mainly examines the impact of banking sector financial performance on the economic growth in Bangladesh. Here, 16 commercial banks that are operating in the country have been considered. These companies are observed over the period of 10 years (2008-2017) giving rise to 160 panel observations. In this study, Gross Domestic Product Growth Rate as a measure of economic growth has been used as a dependent variable. Whereas, Bank Size, Return on Equity, Return on Investment and Operating Profit Growth Rate taken as a representative of banking sector financial performance have been used as explanatory variables. The result of our study provide evidence that all the explanatory variables have statistically significant influence on the Gross Domestic Product Growth Rate meaning that the banking sector financial performance has significant impact on the economic growth in Bangladesh. This study suggests that the concerned authority should give emphasis on the development of the banking sector thereby accelerating the economic growth. This study obviously provides some noteworthy information to researchers, governments, financial analysts, banking policy makers and supervisory authorities.
   Details - (link) 

4. Gazi, M.A.I., Alam, M.S., Hossain, G.A., Islam, S.N., Rahman, M.K., Nahiduzzaman, M., and Hossain, A.I. (2021). Determinants of Profitability in Banking Sector: Empirical Evidence from Bangladesh. Universal Journal of Accounting and Finance, 9(6), 1377-1386.

   DOI: 10.13189/ujaf.2021.090616

   Abstract: Bangladesh is a developing country. The vital role of banking sector in permanent, sustainable and continuous economic growth is undeniable. Bangladeshi banking sectors consist of private commercial banks, specialized banks, Islamic banks and public sector banks. Covering the period of 50 years banking sector Bangladesh has apparent serious changes in terms of growth of profitability and development which is the main concern of this study. The main objective of this research is to determine the factors affecting profitability in the banking sector of Bangladesh. The study attempts to investigate firms’ specific factors and macroeconomics factors’ impact on the profitability in the Bangladeshi banking sector. In this regard, 32 banks have been considered as sample and the scenario of these banks over the last 10 years has been observed (2011-2020). In this case, panel data research methodology has been used. OLS regression model is used to analyze data. Moreover, a general to specific modeling approach is used in this case. The result of this study reveals that both firms’ specific variables (i.e. Equity to Asset Ratio, Deposit to Asset ratio, Debt to Equity Ratio, Loan to Deposit Ratio) and macroeconomic variable (GDP growth rate) have statistically significant impact on the profitability, represented by Return on Asset (ROA) and Return on Equity (ROE). All the research findings are very useful to the investors, shareholders, bank’s authority, policy makers, and government for the improvement of the performance in the banking sector of Bangladesh.
   Link: https://www.hrpub.org/journals/article_info.php?aid=11587

Conferences:

1. Islam, S.N. (2023). Gratification with contemporary HR practices and assurance to the associated organization: why similar extent does not proper entirely. 1^st International conference on the Art of Social Changes, Rabindra University, Bangladesh.

Books:

Khan, M.K.U. (2018). Jinjira to Saint Martin (SM Nahidul Islam, Trans.). Kothamala Prokashoni, Dhaka, Bangladesh. (Original work published 2014)

Training, Workshops:

1. Participate in a workshop on “Research Methodology-2019” as a member organized by the Faculty of Engineering, The International University of Scholars (IUS).
2. Participate in a workshop on “Awareness Building Strategy for Self-assessment -2017” organized by the Self-assessment (SA) committee at the Department of Finance and Banking, Islamic University, Kushtia, Bangladesh.
3. Completed training on “Diploma in Software Application” organized by Dumuria UPO Post e-center at Dumuria, Khulna in 2016.
4. Participated in “IUDs debate workshop-2013” as a member organized by Islamic University Debating Society (IUDS) in association with Bangladesh Debate Federation (BDF) at Islamic University, Kushtia, Bangladesh.

Extra-Curricular Activities:

1. Former Cadet of Bangladesh National Cadet Core (BNCC) at Islamic University, Kushtia, Bangladesh.
2. Former Vice President at Students Welfare Associations of Khulna (SWAK), Islamic University, Kushtia, Bangladesh.
3. Former Secretary at Synergy Forum, Islamic University, Kushtia, Bangladesh.

Short Courses:

1. Understanding Research Methods, University of London
2. Analyzing Company Performance using Ratios, Coursera Project Network